Youth Accounts
Kangaroo Kids Club
For our youngest members, ages 5 and under
Kangaroo Kids Club members receive an immediate reward each time they make a deposit by picking a prize from the goodie basket! What a fun way to get in the habit of saving and making frequent deposits! They also receive a piggy bank when their account is opened. Drawing tickets are received with your deposit, for quarterly cash drawings. All tickets are then entered in the year-end prize of a children’s tablet.
Stop in today to learn more about our Kangaroo Kids Club, and get started today!
Share Certificate .25 % Dividend Rate .25% APY* 6-Month Term
Minimum balance to earn the APY – $100.00
To open a Kangaroo Kids Club certificate, you must open a share savings account with a minimum balance of $5.00, and open a Kangaroo Kids Club account, no minimum balance required.
Maximum Aggregate Investments per Club Member $1,000.00
The dividend rates are subject to change without notice
Dividends compounded semi-annually
Subject to penalty for early withdrawal
The *Annual Percentage Yield is accurate as of 10/08/2020.
The APY assumes reinvestment of principal and dividends for a 12-month period.
This credit union is federally insured by the National Credit Union Administration. Membership eligibility required.
Junior Savers Club
For our members’ ages 6-12
For every $5.00 that is deposited into their Junior Savers Account, they will receive one drawing ticket for drawings held during the year.
New this year are quarterly cash prizes! A winner will be drawn from our Ashland office and our Park Falls office. These tickets will then be entered for a tablet drawing held on the first business day of the year; this drawing will have one winner from all offices combined.
Share Certificate
.25% Dividend Rate .25% APY* 6-Month Term
To open a Junior Savers certificate, you must open a share savings account with a minimum balance of $5.00, and open a Junior Savers Club account, no minimum balance required.
Minimum balance of $100.00 to earn .25% APY
Maximum Aggregate Investments per Club Member $1,000.00
The dividends rates are subject to change without notice
Dividends are compounded semi-annually
Subject to penalty for early withdrawal
The *Annual Percentage Yield is accurate as of 10/08/2020.
The APY assumes reinvestment of principal and dividends for a 12-month period.
This credit union is federally insured by the National Credit Union Administration. Membership eligibility required.
Teen Cents Club
For our members’ ages 13 - 18
The goal of our Teen Cents Club is to promote saving throughout the year by offering our teenage members the opportunity to win cash prizes three times during the year. The more money that is deposited, the more chances to win! For every $5.00 deposited, the TC member will receive one drawing ticket for the quarterly prize drawings! All drawing tickets from the entire year will be put in the grand prize drawing for a tablet.
The quarterly drawings will have two winners – one from our Ashland office and one from our Park Falls office.
Share Certificate
.25% Dividend Rate – .25% APY* 6-Month Term
To open a Teen Cents certificate, you must open a share savings account with a minimum balance of $5.00, and open a Teen Cents account, no minimum balance required.
$100.00 minimum balance to earn .25% APY
$1,000.00 Maximum Aggregate Investments per Teen Cent$ Member
The dividend rates are subject to change without notice
Expect the dividends to compound semi-annually
Subject to penalty for early withdrawal
The *Annual Percentage Yield is accurate as of 10/08/2020.
The APY assumes reinvestment of principal and dividends for a 12-month period.
This credit union is federally insured by the National Credit Union Administration. Membership eligibility required.
Prize Drawing Official Rules
As a Kangaroo Kids Club, Junior Saver, and/or Teen Cents Member, you have the chance to win our annual prize – a tablet. Entry tickets must be received at the Credit Union by the close of business on December 31st of the current year. This drawing will take place on the first business day in January of the next year.
The approximate values of the tablets are:
Kangaroo Kids Club – children’s tablet – valued at up to $400.00 – one ticket drawn
Junior Savers - tablet - valued at $300.00 – one ticket drawn
Teen Cents - tablet – valued at $300.00 – one ticket drawn
As members of these clubs you also have the opportunity to win quarterly drawings, which will be held on April 1st, July 1st, and October 1st. The Ashland office and Park Falls office will each have a winner for these drawings. The quarterly prizes are as follows:
Kangaroo Kids Club $15.00 cash
Junior Savers Club $20.00 cash
Teen Cents Club $25.00 cash
After each quarterly drawing, all tickets will be retained for the grand prize drawing.
To be eligible for the tablet drawing, there can be no withdrawal from the youth club account during the year, except if the funds were transferred to a special youth account certificate, or the funds were on deposit as of the 1st of the year.
Entry tickets are available to non-club members by request, in person, at each NCCU office. This is limited to one drawing entry ticket per request.
The winner is responsible for any taxes due; a 1099-INT statement will be issued. The winner will be notified by a telephone call. The winner(s) parent or legal guardian must sign a waiver authorizing NCCU to use the winner(s) name/picture in any promotional materials before claiming their prize. NCCU employees and their immediate family members living in their household are not eligible to enter the drawing.