Basic Checking

$25.00 minimum to open an account

  • No minimum balance requirements

  • Debit/ATM Card

  • Overdraft protection options

  • Opt into e-Statements for convenient access

  • Easy check ordering

  • Online access via online banking or our mobile app

 

Preferred Checking

  • $100.00 minimum to open an account

  • Interest-bearing - dividends are calculated daily and compounded, and paid monthly

  • $1,000.00 minimum balance to earn dividends

  • No fee unless balance falls below $1,000.00 at any time during the month, then a $4.00 fee will be applied

  • Up to 15 checks clear your account free each month (25 cents for each additional check)

 

Preferred Plus Checking

  • $250.00 minimum balance to open an account

  • Interest-bearing - dividends are calculated daily and compounded, and paid monthly

  • $2,500.00 minimum balance to earn dividends

  • No fee unless balance falls below $2,500.00. Then a $6.00 fee will be applied

  • Up to 15 checks clear your account free each month (15 cents for each additional check)

  • Three FREE money orders per year

 

Premier Checking

  • Higher interest-bearing on Checking and Savings Accounts

  • Add .05% to the dividend rate for any new Share Certificate of Deposit

  • One free box of checks/year 

  • No fee Teller checks (limit one per month)

  • $250.00 credit towards closing costs associated with any NCCU mortgage loan closing with a minimum advance of $10,000.00 new money

  • $50.00 credit towards processing fees and closing costs associated with the opening of any new NCCU Home Equity Line of Credit – HELOC

  • One-year free rental of an NCCU Safe Deposit Box (subject to Safe Deposit Box availability). Box Size is restricted to a 3”x 5” x 21” or a $20.00 credit towards a larger or existing box. This is a once-in-a-lifetime membership discount

    Premier Checking is limited to personal accounts only – no business or corporate accounts qualify.

** If the balance in your Premier Checking falls below the $5,000.00 minimum average daily balance for the month, in addition to the $25.00 monthly service fee, the dividend rates on the Premier Checking and all related Premier Products will also change. The Share Savings Account Premier Rates and IRA Premier Rates will default to the lowest rate paid on any share savings account or IRA offered by NCCU at the time of the rate change. The lowest rate will remain in effect for all of the Premier products until the minimum balance requirement of Premier checking has been met for one full dividend period. At that time all Premier products will revert back to the Premier APY. Fees could reduce the earnings on the account.
*** Accounts cannot be aggregated.
 

Advantage 60 Checking

For Our Senior Members, ages 60 and over

  • All benefits of our basic checking

  • One FREE box of Advantage 60 checks per member each calendar year 

  • Reduced fees on money orders and official checks.

 

Student Checking

Going away to school? Take Northwoods Community Credit Union with you!
We offer great options that allow students to access their money without having to live near an NCCU office.High School and College Students who open their checking account with us 

  • All the benefits of our Basic Checking

  • The first 50 Student Checks are FREE

Compare Our Checking Accounts

Checking Account Comparison
Features Basic Checking Preferred Checking Preferred Plus Checking Premier Checking
Minimum to Open $25 $1,000 $2,500 $5,000
Minimum to Maintain $0 $1,000 $1,500 $5,000
Interest Bearing No Check Mark Check Mark Check Mark
Online Banking Check Mark Check Mark Check Mark Check Mark
Mobile Banking Check Mark Check Mark Check Mark Check Mark
Remote Deposit Capture Check Mark Check Mark Check Mark Check Mark
Debit Card Check Mark Check Mark Check Mark Check Mark
Convenient Check Ordering Check Mark Check Mark Check Mark One Free Box/Year
Click Here for Details Click Here for Details Click Here for Details Click Here for Details

Accounts cannot be aggregated
Some restrictions may apply. This credit union is federally insured by the National Credit Union Administration.

Online Check Order

Northwoods Community Credit Union offers affordable checks for our members through a locally owned and operated check printing company, Bank A Count Corp. If this is your initial order with Bank A Count or to reorder business checks, deposit tickets, or stamps, please call or visit your local NCCU office for assistance. 

Bank A count Check Reorder