Privacy Notice
| FACTS | WHAT DOES NORTHWOODS COMMUNITY CREDIT UNION (NCCU) DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons NCCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does NCCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes- to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes- information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business purposes- information about your creditworthiness |
No | We don't share |
| For affliates to market to you | No | We don't share |
| For nonaffliates to market to you | No | We don't share |
Questions?
Call (715) 762-3208 or go to www.northwoodscu.com or email nccu@northwoodscu.com
| Who we are | |
|---|---|
| Who is providing this notice? | Northwoods Community Credit Union (NCCU) |
| What we do | |
| How does NCCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does NCCU collect my personal information? | We collect your personal information, for example, when you
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only
|
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. - NCCU has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. - NCCU does not share with non-affiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies. |
Website Privacy Policy
Northwoods Community Credit Union respects your right to privacy. When you visit our website, you may be providing information to Northwoods Community Credit Union on two different levels: anonymous statistics collected as you browse the site and personal information you knowingly give us.
Northwoods Community Credit Union would like to assure you that we do not:
- collect personal information from you unless you provide it to us, or
- provide or sell names and addresses of our members and site users to outside
parties
Northwoods Community Credit Union does:
- safeguard members’ and site users’ information from unauthorized access, and
- maintain the confidentiality of member information which you provide to us.
As you browse our site, our web server collects information about your visit, not about you personally. Via web server logs, we monitor statistics such as:
- how many people visit our site
- what browser was used
- what ISP was used
While we gather this information, none of it is associated with you as an individual. We use these statistics to monitor the performance of our web site and to make it easier for you and other visitors to use.
Within Northwoods Community Credit Union, you may be asked to give us personal information in order to apply for membership, a loan, or other services, or to order checks. Our application forms securely collect personal and financial information. The information that we collect on our applications is used only to process your request quickly and accurately. When you submit an application, your personal and financial information is encrypted. To confirm that your application form is secure, look for the image of a lock or key on the bottom bar of your browser window. If the lock is closed or the key appears whole, then you are viewing a secured page. Otherwise, the lock may appear as open or the key appear as broken.
You can link to other websites from www.northwoodscu.com. A notice will be displayed prior to leaving the credit union’s website. If you link to another website from any of our pages NCCU cannot be held responsible for the content of the alternate website, nor do we represent either the third party of the member if the two enter into a transaction. An alternate website’s privacy and security policies may differ from those of Northwoods Community Credit Union. Therefore, we encourage you to read the policies of the website reached through the use of links from the credit union website.
Northwoods Community Credit Union does not knowingly collect, maintain or use personal information from our website about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents, or seek parental consent.
If you have any questions about the privacy or security of Northwoods Community Credit Union’s website, please contact us at nccu@northwoodscu.com.