Conventional Fixed Rate

15, 20, 30 Conventional Fixed Rate Mortgages

These rates assume that the purpose of the loan is to purchase a single family, primary residence home, with a loan amount of $80,000.  The property value is $100,000.  The assumed credit score of the borrower is 720 or higher.  An escrow account may be required. If an escrow account is required, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

The monthly principal and interest schedule for our Conventional Fixed Rate Mortgage is as follows:

PaymentsInterest RateAPRPrincipal & Interest
180 monthly payments3.750%3.877%$581.78
240 monthly payments4.500%4.601%$506.12
360 monthly payments4.625%4.699%$411.31

Payment examples do not include amounts for taxes and insurance premiums.



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Property Insurance is required on the loan collateral.   Advertised offers are effective 1/31/2014 and are subject to change at any time.  Approvals subject to qualified credit and property evaluation.  APR will vary based upon applicant’s credit worthiness, the term of the loan, your final loan amount, and finance charges.  Member eligibility required. other restrictions may apply.