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Teen Cents Members Congratulations to our
1) ACADEMICS - Grades, Honor Roll, etc. (Transcript Required) 2) SCHOOL ACTIVITIES - School Government, Band, Clubs, Sports, etc. (List all) 3) COMMUNITY SERVICE - Volunteer Programs, Girl/Boy Scouts, 4-H Club, etc. (List all) 4) EMPLOYMENT HISTORY - Work Study, Job After School, etc. (List all) 5) MEMBERSHIP - Member of the Northwoods Community Credit Union (Verification will be made through check of your name and account number on the membership log by CU personnel) In order to be considered you MUST BE A MEMBER. In order to become a member, you need only to open a share savings account or other account (s) with the Northwoods Community Credit Union. 6) ESSAY - Topic “ In Today’s’ Society, Why Is It Important That Schools Teach Personal Finance Management To All Students? “ Criteria: Length: 300 - 500 words Essay must include elements of the following: 1. Definition of Personal Finance Management 2. List and define major areas of Personal Finance Management knowledge 3. How is knowledge of these needed in student/adult lives? 4. Suggestions about how schools could teach this subject 5. How this knowledge may help students with their future financial needs.
Winner of the 2007 Teen Cents Club 2008 Deposits made to this special Teen Cent$ Club Account can be withdrawn from this club account without penalty only if they are invested in a Teen Cent$ Certificate* during the same calendar year in which the deposits were made. An account holder can withdraw funds deposited during the current calendar year (other than for a Teen Cent$ Certificate); however, NCCU will impose a penalty - which is forfeiture of dividends earned during the current term and loss of membership in the club for the remainder of the calendar year. Funds on deposit in your club account as of December 31st of each year (your December 31st balance) will be available for withdrawal without penalty as of the first business day of the following year. At the time of your deposit, members will receive one (1) computer drawing entry ticket for each $5.00 increment of that deposit into this Teen Cent$ Club account. (For example, if you deposit $10.00, you would receive 2 tickets; if you deposit $14.00, you would also receive 2 tickets; if you deposit $15.00, you would receive 3 tickets, and so on.) In addition, at the time of deposit, members will receive a savings bond drawing entry slip for the monthly $50.00 savings bond drawings. The savings bond drawing slips must be filled out completely and given to the teller at the time of deposit in order to be entered into the drawing. This is limited to one entry per Teen Cents Account per day. The computer drawing will be held at the close of business on Computer drawing entry tickets and savings bond entry slips are also available by mailing a written request along with a self-addressed stamped envelope to Northwoods Community Credit Union,
Teen Cent$ and Kangaroo Kids Club LIMITED TIME OFFER, The *Annual Percentage Yield is accurate as of 2/01/2008. The APY assumes reinvestment of
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