SPECIAL LOAN PRICING
(Limited Time Offer)
Scroll Down for some great loan rates!

All Rates effective as of May 5, 2008
Please contact a loan officer for our low loan rates.

Mastercard/Visa

Visa Platinum Preferred	10.00% APR* (prime + 5%)-effective 05/05/2008 (Scorecard Rewards)
MasterCard Standard	14.99% APR*
MasterCard Gold	9.75% APR* Purchases  (Introductory Rate 0.00% APR - Refer to Disclosures)
HELOC	6.00% APR* (prime + 1%)-effective 05/05/2008 **

All rates subject to change without notice.    *Annual Percentage Rate.   **The maximum annual percentage rate that can apply on HELOC is 18% or the maximum permitted by law,  whichever is less. 

Mortgage Products       

 Fixed Rate Mortgages     10/15/20/30 Year Fixed Rate Mortgages
                                                                   Contact Loan Officer at NCCU

1st Mortgages                        Rates As Low As 4.875% APR*
1-6 Year Balloon Notes                           Subject to normal closing costs
30 Year Amortization                                   Contact Loan Officer at NCCU

*Property insurance is required on loan collateral.  For example: payment for a $10,000.00 loan with a 5 year amortization @ 4.875% APR (Annual Percentage Rate) is $188.17 per month.  Advertised offers are effective 05/05/2008 and are subject to change at any time.  Approvals subject to qualified credit and property evaluation.  APR will vary based upon applicant's credit worthiness and the term of the loan.  Membership eligibility is required.  Other restrictions may apply.  This credit union is federally insured by the National Credit Union Administration.

2nd Mortgages                  5 Year Rate Lock
                                                      Rates As Low As 7.50% APR**
                                                      *No More Floating Rates - Convert Your Home Equity Line of Credit

**Advertised offers are effective 05/05/2008 and are subject to change at any time.  Approvals subject to qualified credit and property evaluation. The loan has a term of five years, but is amoritized over fifteen years. Monthly payment for $10,000.00 borrowed at 7.50% Annual Percentage Rate is $92.74 for sixty months.  APR will vary based upon applicant's credit worthiness and the term of the loan.  Membership eligibility is required.  Other restrictions may apply.  This credit union is federally insured by the National Credit Union Administration.

HELOC
CLICK ON                             Home Equity Line of Credit
                                                      - Waive $50.00 Processing Fee

 

Secured Loans   

Autos - Rates as low as 4.85%

Power Sports - Rates as low as 5.75%

                               
RVs, ATVs, Boats, Snowmobiles
 Contact Loan Officer at NCCU

Repayment is $44.21 per month per $1000.00 borrowed based upon financing at 5.75% Annual Percentage Rate for a 24 month period. Advertised offers are effective 05/05/2008 and are subject to change at any time. Approvals subject to qualified credit. APR will vary based upon applicant's credit worthiness and the term of the loan. Membership eligibility is required. Other restrictions may apply. This credit union is federally insured by the National Credit Union Administration.

www.heckels.com

CALL  US  TODAY!                

Repayment is $43.81 per month per $1000.00 borrowed based upon financing at 4.85% Annual Percentage Rate for a 24 month period. Advertised offers are effective 05/05/2008 and are subject to change at any time. Approvals subject to qualified credit. APR will vary based upon applicant's credit worthiness and the term of the loan. Membership eligibility is required. Other restrictions may apply. This credit union is federally insured by the National Credit Union Administration.