LOAN PRICING
Please contact a loan officer for 
more details on our low loan rates.
All rates effective as of May 18, 2011.
All rates subject to change without notice.

 Mortgages      

Fixed Rate Mortgages - 10/15/20/30 Year Fixed Rate Mortgages
With the low interest rates and if you plan to remain in your home for longer than 7 years a NCCU Conventional Fixed Rate Mortgage may be right for you. 

*180 monthly payments of $8.86 per $1,000 borrowed at 6.75% Annual Percentage Rate
*240 monthly payments of $7.62 per $1,000 borrowed at 6.75% Annual Percentage Rate
*360 monthly payments of $6.49 per $1,000 borrowed at 6.75% Annual Percentage Rate
Payment examples do not include amounts for taxes and insurance premiums.

1st Mortgages -  Rates As Low As 5.375% APR*
                               7 Year Balloon Notes - 30 year amortization     
                               Subject to normal closing costs
                                      

*Property insurance is required on loan collateral.  For example: On a initial loan amount of $80,000.00 loan, loan term of 7 years and amortized for 30 years, initial rate of 5.25%, annual percentage rate of 5.375%, your monthly payment for principal and interest would be $441.80 per month, with a balloon payment of $71,150.18.  Payment amount does not include taxes and homeowners insurance premiums. Advertised offers are effective 5/18/11 and are subject to change at any time.  Approvals subject to qualified credit and property evaluation.  APR will vary based upon applicant's credit worthiness, the term of the loan, your final loan amount and finance charges.  Membership eligibility is required.  Other restrictions may apply. 

2nd Mortgages -    Rates As Low As 7.75% APR**
                                7 Year Rate Lock
                                No More Floating Rates - Convert Your Home Equity Line of Credit

**Property insurance is required on loan collateral.  For example: On a initial loan amount of $50,000.00 loan, loan term of 7 years and amortized for 15 years, initial rate of 7.75%, annual percentage rate of7.989%, your monthly payment for principal and interest would be $470.69 per month with a balloon payment of $34,063.96 due in 7 years. Payment amount does not include taxes and homeowners insurance premiums. Advertised offers are effective 5/18/11 and are subject to change at any time.  Approvals subject to qualified credit and property evaluation.  APR will vary based upon applicant's credit worthiness, the term of the loan, your final loan amount and finance charges.  Membership eligibility is required.  Other restrictions may apply.

HELOC - Home Equity Line of Credit
              $50.00 Processing Fee Waived

Secured Loans

Autos 
Rates as low as 3.19% APR **

Repayment is $18.06 per month per $1000.00 borrowed based upon financing at 3.19% Annual Percentage Rate for a 60 month period. Advertised offers are effective 5/18/11 and are subject to change at any time. Approvals subject to qualified credit. APR will vary based upon applicant's credit worthiness and the term of the loan. Membership eligibility is required. Other restrictions may apply. Federally insured by NCUA.

Powersports

Rates as low as 5.50% APR **

                               
RVs, ATVs, Boats, Snowmobiles

 

Repayment is $44.10 per month per $1000.00 borrowed based upon financing at 5.50% Annual Percentage Rate for a 24 month period. Advertised offers are effective 5/18/11 and are subject to change at any time. Approvals subject to qualified credit. APR will vary based upon applicant's credit worthiness and the term of the loan. Membership eligibility is required. Other restrictions may apply. Federally insured by NCUA.

 Mastercard/Visa
NCCU offers several different credit cards to choose from.

Visa Platinum Preferred

MasterCard Standard

MasterCard Gold