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 Loan Rates (click here) 
NCCU Share Savings, Club, and Certificate Rates
EFFECTIVE - May 18, 2010
Rates are subject to change without notice.  Subject to penalty for early withdrawal.

Share Savings, Share Draft, and Club Accounts

Account Type	Dividends compounded	Minimum Amount to Receive Dividends	Dividend Rate	APY*
Share Savings   (21 and over)	Monthly	$100.00	.50%	.50%
Share Savings   (Under 21)	Monthly	$5.00
Open Club  (21 and over)	Monthly	$100.00	.50%	.50%
Open Club   (Under 21)	Monthly	$5.00
Christmas Club**	Monthly	Not Applicable	1.00%	1.00%
Tax & Insurance Club	Monthly	$100.00	.50%	.50%
IRA Club Savings	Monthly	Not Applicable	1.50%	1.51%
Kangaroo Kids Club/Teen Cents Club	Monthly	$5.00	.50%	.50%
Basic Checking (Share Draft)	N/A	Not Applicable	N/A	N/A
Preferred Checking (Share Draft)	Monthly	$1,000.00	.50%	.50%
Preferred Plus Checking (Share Draft)	Monthly	$2,500.00	.75%	.75%
***Premier Checking (Share Draft)	Monthly	$5,000.00	1.35%	1.36%
***Premier Share Savings (Must open a Premier Checking and maintain a minimum average balance of $5000.00 to receive rate)	Monthly	<$5,000.00	.50%	.50%
		$5,000.00 - $10,000.00	1.30%	1.31%
		>$10,000.00	1.55%	1.56%
***Premier IRA Club Savings (Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate)	Monthly	<$25,000.00	1.50%	1.51%
		$25,000.00 -$50,000.00	1.55%	1.56%
		$50,000.00 -$75,000.00	1.65%	1.66%
		$75,000.00 - $100,000.00	1.75%	1.76%
		>$100,000.00	1.85%	1.87%

*     Annual Percentage Yield                       **    Funds Available on October 1^st      
***   Premier Account Rates - Personal Accounts Only - Minimum of $5000.00 must be maintained in your Premier Checking account to receive Premier Checking, Savings, IRA, And Share Certificate Rates

 Share Certificate Rates

Dividends Compounded Semi-Annually     Subject to penalty for early withdrawal

Term	Required Deposit	Dividend Rate	APY*		Dividend Rate with Premier Account***	APY* with Premier Account***
6 Month	$2,000.00 to $9,999	1.30%	1.30%		1.50%	1.51%
	$10,000 to $49,999	1.40%	1.40%		1.60%	1.61%
	$50,000 and up	1.45%	1.46%		1.65%	1.66%
12 Month	$2,000.00 to $9,999	1.40%	1.40%		1.60%	1.61%
	$10,000 to $49,999	1.50%	1.51%		1.70%	1.71%
	$50,000 and up	1.55%	1.56%		1.75%	1.76%
18 Month, 24 Month or 36 Month
	$2,000.00 to $9,999	1.60%	1.61%		1.80%	1.81%
	$10,000 to $49,999	1.70%	1.71%		1.90%	1.91%
	$50,000 and up	1.75%	1.76%		1.95%	1.96%

Share Certificate Special
Term	Required Deposit	Dividend Rate	APY*
8 Month	Teen Cents Club Kangaroo Kids Club Limit Aggregate Amount of $1000.00 Certificates of $100.00 or more	2.25%	2.26%

 *Annual Percentage Yield.
 This Credit Union is federally insured by the National Credit Union Administration.