|
 |
Fee Schedule | Calculators | Contact Us
Loan Rates(click here)
NCCU Share Savings, Club, and Certificate Rates
EFFECTIVE April 22, 2008
Rates are subject to change without notice. Subject to penalty for early withdrawal.
Share Savings, Share Draft, and Club Accounts
|
Account Type
|
Dividends compounded
|
Minimum to Receive Dividends
|
Dividend Rate
|
APY*
|
|
Shares (21 and over)
|
Monthly
|
$100.00
|
.50%
|
.50%
|
|
Shares (Under 21)
|
Monthly
|
$5.00
|
|
Open Club (21 and over)
|
Monthly
|
$100.00
|
.50%
|
.50%
|
|
Open Club (Under 21)
|
Monthly
|
$5.00
|
|
Christmas Club*
|
Monthly
|
Not Applicable
|
1.00%
|
1.00%
|
|
Tax & Insurance Club
|
Monthly
|
$100.00
|
.50%
|
.50%
|
|
IRA Club
|
Monthly
|
Not Applicable
|
1.50%
|
1.51%
|
|
Kangaroo Kids Club/Teen Cents Club
|
Monthly
|
$5.00
|
.50%
|
.50%
|
|
Basic Checking (Share Draft)
|
N/A
|
Not Applicable
|
N/A
|
N/A
|
|
Preferred Checking (Share Draft)
|
Monthly
|
$1,000.00
|
.50%
|
.50%
|
|
Preferred Plus Checking (Share Draft)
|
Monthly
|
$2,500.00
|
.75%
|
.75%
|
* Funds Available on October 1st
|
Share Certificate Specials
Dividends Compounded Semi-Annually
|
Term
|
Required
Deposit
|
Dividend
Rate
|
APY*
|
|
8 Months
|
Teen Cents Club
Kangaroo Kids Club
Limit Aggregate Amount of $1000.00
Certificates of $100.00 or more
|
4.00%
|
4.04%
|
|
Share Certificates
Dividends Compounded Semi-Annually
|
Term
|
Required
Deposit
|
Dividend
Rate
|
APY*
|
|
6 Months
|
$2,000.00 to $9,999
|
2.90%
|
2.92%
|
|
$10,000 and up
|
3.00%
|
3.02%
|
|
12 Months
|
$2,000.00 to $9,999
|
3.00%
|
3..02%
|
|
$10,000 and up
|
3.10%
|
3.12%
|
|
18 Months
|
$2,000.00 to $9,999
|
3.00%
|
3.02%
|
|
$10,000 and up
|
3.10%
|
3.12%
|
|
24 Months
|
$2,000.00 to $9,999
|
3.00%
|
3.02%
|
|
$10,000 and up
|
3.10%
|
3.12%
|
|
36 Months
|
$2,000.00 to $9,999
|
3.00%
|
3.02%
|
|
$10,000 and up
|
3.10%
|
3.12%
|
|
Premier Account Rates
Personal Accounts Only - Minimum of $5000.00 must be maintained in your Premier Checking account to receive Premier Checking, Savings, and IRA Rates
|
Account Type
|
Dividends compounded
|
Minimum to Receive Dividends
|
Dividend Rate
|
APY*
|
|
Premier Checking (Share Draft)
|
Monthly
|
$5,000.00
|
2.10%
|
2.12%
|
|
Share Savings
**Must open a Premier Checking and maintain a minimum average balance of $5000.00 to receive rate*
|
Monthly
|
<$5,000.00
|
.50%
|
.50%
|
|
$5,000.00 - $10,000.00
|
2.10%
|
2.12%
|
|
>$10,000.00
|
2.50%
|
2.53%
|
|
IRA
** Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate*
|
Monthly
|
<$25,000.00
|
1.50%
|
1.51%
|
|
$25,000.00 -$50,000.00
|
2.75%
|
2.78%
|
|
$50,000.00 -$75,000.00
|
3.25%
|
3.30%
|
|
$75,000.00 - $100,000.00
|
3.75%
|
3.82%
|
|
>$100,000.00
|
4.25%
|
4.33%
|
|
Share Certificates
** Must open a Premier Checking and maintain a minimum balance of $5000 to receive these rates
Dividends Compounded
Semi-annually
|
Term
|
Required Deposit
|
Dividend Rate
|
APY*
|
|
6 Months
|
$2000 to $9,999
|
3.10%
|
3.12%
|
|
6 Months
|
> $10,000
|
3.20%
|
3.23%
|
|
12 Months
|
$2000 to $9,999
|
3.20%
|
3.23%
|
|
12 Months
|
> $10,000
|
3.30%
|
3.33%
|
|
18 Months
|
$2000 t0 $9,999
|
3.20%
|
3.23%
|
|
18 Months
|
> $10,000
|
3.30%
|
3.33%
|
|
24 Months
|
$2,000 to $9, 999
|
3.20%
|
3.23%
|
|
24 Months
|
> $10,000
|
3.30%
|
3.33%
|
|
36 Months
|
$2,000 to $9,999
|
3.20%
|
3.23%
|
|
36 Months
|
> $10,000
|
3.30%
|
3.33%
|
*Annual Percentage Yield.
Your savings federally insured to at least $100,000
and backed by the faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
|
