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Fee Schedule | Calculators | Contact Us
Loan Rates (click here)
NCCU Share Savings, Club, and Certificate Rates
EFFECTIVE - March 26, 2013
Rates are subject to change without notice. Subject to penalty for early withdrawal.
Share Savings, Share Draft, and Club Accounts
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Account Type
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Dividends compounded
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Minimum Amount to Receive Dividends
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Dividend Rate
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APY*
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Share Savings (21 and over)
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Monthly
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$100.00
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0.25%
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0.25%
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Share Savings (Under 21)
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Monthly
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$5.00
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Open Club (21 and over)
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Monthly
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$100.00
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0.25%
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0.25%
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Open Club (Under 21)
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Monthly
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$5.00
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Christmas Club**
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Monthly
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Not Applicable
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0.50%
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0.50%
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Tax & Insurance Club
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Monthly
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$100.00
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0.25%
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0.25%
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IRA Club Savings
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Monthly
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Not Applicable
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0.50%
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0.50%
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Kangaroo Kids Club/Teen Cents Club
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Monthly
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$5.00
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0.25%
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0.25%
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Basic Checking (Share Draft)
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N/A
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Not Applicable
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N/A
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N/A
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Preferred Checking (Share Draft)
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Monthly
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$1,000.00
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0.25%
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0.25%
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Preferred Plus Checking (Share Draft)
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Monthly
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$2,500.00
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0.30%
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0.30%
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***Premier Checking (Share Draft)
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Monthly
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$5,000.00
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0.35%
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0.35%
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***Premier Share Savings
(Must open a Premier Checking and maintain a minimum average balance of $5000.00 to receive rate)
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Monthly
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<$5,000.00
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0.25%
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0.25%
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$5,000.00 - $10,000.00
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0.30%
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0.30%
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>$10,000.00
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0.35%
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0.35%
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***Premier IRA Club Savings
(Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate)
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Monthly
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<$25,000.00
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0.55%
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0.55 %
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$25,000.00 -$50,000.00
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0.60%
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0.60%
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$50,000.00 -$75,000.00
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0.65%
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0.65%
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$75,000.00 - $100,000.00
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0.70%
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0.70%
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>$100,000.00
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0.75%
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0.75%
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* Annual Percentage Yield ** Funds Available on first business day in October *** Premier Account Rates - Personal Accounts Only - Minimum of $5000.00 must be maintained in your Premier Checking account to receive Premier Checking, Savings, IRA, And Share Certificate Rates
Share Certificate Rates
Dividends Compounded Semi-Annually Subject to penalty for early withdrawal
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Term
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Required
Deposit
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Dividend
Rate
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APY*
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Dividend Rate with Premier Account***
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APY* with Premier Account***
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6 Month
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$2,000.00 to $9,999
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0.30%
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0.30%
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0.50%
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0.50%
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$10,000 to $49,999
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0.35%
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0.35%
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0.55%
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0.55%
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$50,000 and up
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0.40%
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0.40%
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0.60%
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0.60%
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12 Month
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$2,000.00 to $9,999
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0.35%
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0.35%
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0.55%
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0.55%
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$10,000 to $49,999
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0.40%
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0.40%
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0.60%
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0.60%
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$50,000 and up
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0.45%
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0.45%
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0.65%
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0.65%
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18 Month
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$2,000.00 to $9,999
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0.40%
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0.40%
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0.60%
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0.60%
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$10,000 to $49,999
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0.45%
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0.45%
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0.65%
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0.65%
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$50,000 and up
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0.50%
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0.50%
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0.70%
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0.70%
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24 Month
OR
36 Month
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$2,000.00 to $9,999
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0.45%
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0.45%
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0.65%
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0.65%
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$10,000 to $49,999
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0.50%
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0.50%
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0.70%
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0.70%
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$50,000 and up
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0.55%
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0.55%
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0.75%
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0.75%
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Share Certificate Special
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Term
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Required
Deposit
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Dividend
Rate
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APY*
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6 Month
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Teen Cents Club
Junior Savers
Kangaroo Kids Club
Minimum $100.00
Maximum $1000.00 (Aggregate)
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1.10%
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1.10%
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*Annual Percentage Yield.
This Credit Union is federally insured by the National Credit Union Administration.
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